Timo
Semjonov
Timo Semjonov isn't just any insurance pro – he's the high-octane heart of motor insurance at Balcia. Like any gearhead, he's revved up about anything that roars or races, making him a motor insurance maestro. At Balcia, he's right at home, blending his work with passions like off-road angling, shredding slopes on a snowboard, or carving ski trails. Of course, bikes and cars are never far behind. Timo embodies the Balcia spirit – where work meets play at full throttle.