Following the recent storm and heavy rains, we've received numerous positive comments from satisfied customers about the damage covered by Balcia property insurance. To share the tips of the Balcia policy with as wide a range of customers as possible, we are sending out lesser-known insurance coverages from our more than 500 storm and flood claims.
In addition to covering property restoration and rescue costs, our insurance covers a variety of other expenses related to natural disasters. Here are ten lesser-known types of compensation available to Balcia home insurance holders in the event of a flood or storm:
- Restoration costs for lawns and landscapes: We cover the expenses for restoring lawns, ornamental plants, and paved paths damaged by falling trees or emergency service vehicles.
- Temporary housing rental: If your home is uninhabitable during restoration, you can rent temporary housing—even abroad. For example, you can stay in Greece or Spain while your home is being repaired.
- Event cancellation costs: If your planned events, such as the Summer Sound or Ed Sheeran concert in Lithuania, are canceled due to the storm, our policy covers the costs of hotel stays and tickets within the policy limits.
- Professional restoration supervision: We compensate for the cost of a professional designer to ensure that your home's interior is as cozy and beautiful as before.
- Rescue operation resources: We cover the costs of resources needed during rescue operations, like electricity or fuel for water extraction generators or drying equipment.
- Rental of temporary facilities: We also cover the rental costs for temporary facilities and water tanks, ensuring you have essential amenities while your property is being restored.
- Lightning and electrical surge damage: Our policy includes compensation for damage caused by lightning and electrical surges, including repairs or replacement of home electrical equipment like televisions and refrigerators.
- Damage to guests' belongings: If friends or relatives were staying with you at the time of the accident, we will cover the damage to their belongings as well.
- Transport and storage of belongings: We reimburse the costs of transporting and storing your belongings while your home is being renovated.
- Psychotherapeutic help: We cover the costs of psychotherapeutic support to help you and your family cope with the traumatic experiences of the accident, aiming to minimize long-term psychological effects.
Meteorologists predict that extreme weather conditions may become more frequent in Latvia. While we can't control the weather, we can empower you to prepare for it with comprehensive insurance coverage that addresses all potential risks and associated costs.
To learn more about Balcia home insurance and to purchase a policy, check out our app!
