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Head
of Underwriting and Product Management

We're a tech-driven insurance company with Latvian roots, causing waves in industry with our fresh approach. Our secret? Placing people's lifestyles at the heart of our products and leveraging the power of automation. The result is an insurance experience that's as hassle-free as it gets. No need to buy and cancel policies anymore - just a simple, convenient subscription service that smoothly integrates insurance into your everyday life. Today, we are sprinkled across Latvia, Lithuania, Poland, France, Germany, Italy, and Estonia. We're all over the place, and we're just getting started. We are on a mission to redefine the way you think about insurance.

Experience
Manager
Your mission
Product Growth Driver
Salary (brutto)
3500-4000
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Which Balcia insurance subscription are you?
background Reinis Bērzkalns
Reinis Bērzkalns
Vice President
Meet your leader

Position

This role is about more than just numbers and policies — it’s about vision, leadership, and bringing insurance to life in a smarter, bolder way. If you're a natural team-shaper, a curious problem-solver, and a sharp decision-maker with deep industry experience — we’re ready to meet you.

Get ready to:

  • Build, lead, and energize a high-performing Underwriting & Product team: set direction, delegate smartly, support growth, and celebrate results.
  • Plan and implement strategic goals for the unit, monitor progress, and report outcomes to leadership.
  • Oversee the development and improvement of Balcia’s insurance products — from research and pricing to positioning and launch.
  • Evaluate large and complex risks, define policy terms and premiums, and ensure a smart business-risk balance.
  • Enhance underwriting and product processes, documentation, and risk evaluation frameworks.
  • Facilitate internal collaboration across Sales, Claims, Marketing, Reinsurance, and other teams.
  • Ensure compliance, represent the function in audits, and communicate changes that impact business operations.
  • Support learning — run training for employees and partners, develop learning materials, and mentor your team.
  • Represent Balcia in meetings and negotiations with key clients, partners, and institutions.

Your focus will be on:

  • Driving the execution of sales and business objectives through strong underwriting leadership.
  • Shaping and implementing product strategies that match our ambitions and market trends.
  • Maintaining excellence and innovation in our insurance product portfolio.
  • Leading projects and people with clarity, ownership, and a strong sense of purpose.
  • Acting as a strategic partner to cross-functional teams and offering expert guidance every step of the way.

To fit in here, you’ll need:

  • Proven experience as a leader in product or risk management in the insurance sector.
  • Solid understanding of product development — especially in motor or property insurance.
  • Sharp analytical thinking, attention to detail, and a drive for quality and efficiency.
  • A structured approach with the agility to adapt in a fast-changing environment.
  • Strong communication skills — clear, confident, and emotionally intelligent.
  • A mindset that’s bold, responsible, and focused on building better.
illustration

Pleasures

No 1
Life in Balance

We wish you to be the most productive me you can be!

Flexible working hours
Kudos Day
Shorter Summer Fridays
Work abroad for three months a year
Work and travel across Balcia branches
Hybrid Work
No 4
Health and Wellness

Whether it's physical or mental, your health and well-being are always a priority!

Wellness Recharge Days
Kindness Day
Significant life fund
Active Lifestyle funding
Health insurance
Walk to connect with colleagues
No 2
Beyond your salary

We are ready to compensate your efforts in addition to your salary!

Educational Sponsorship
Conference Support
Performance Bonus
Participation in Balcia sponsored events
Individual training budget
Unlimited career growth
No 3
Balcia Lifestyle

These perks are here to make your workdays smoother, brighter, and more fun.

Merch Shop
Shared electric scooters
Inspiring story tellers
Insider deals 50%
Referral bonus
Internal events
Snacks in the office
Flat structure
Partner discounts
Residence discount 20%
Phone expenses
Free Parking
Rooftop Fun
No 1
Life in Balance

We wish you to be the most productive me you can be!

Flexible working hours
Kudos Day
Shorter Summer Fridays
Work abroad for three months a year
Work and travel across Balcia branches
Hybrid Work
No 2
Beyond your salary

We are ready to compensate your efforts in addition to your salary!

Educational Sponsorship
Conference Support
Performance Bonus
Participation in Balcia sponsored events
Individual training budget
Unlimited career growth
No 3
Balcia Lifestyle

These perks are here to make your workdays smoother, brighter, and more fun.

Merch Shop
Shared electric scooters
Inspiring story tellers
Insider deals 50%
Referral bonus
Internal events
Snacks in the office
Flat structure
Partner discounts
Residence discount 20%
Phone expenses
Free Parking
Rooftop Fun
No 4
Health and Wellness

Whether it's physical or mental, your health and well-being are always a priority!

Wellness Recharge Days
Kindness Day
Significant life fund
Active Lifestyle funding
Health insurance
Walk to connect with colleagues

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Head
of Underwriting and Product Management


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Balcia Insurance