Fires and water leaks are the most common incidents covered by home insurance in the Baltics. But did you know it can be a lifesaver in many other situations involving home and household damage? If not, keep reading - we're about to shed light on the unexpected scenarios where home insurance comes to the rescue.
Nowadays, home insurance offers coverage for a wide array of home-related mishaps. Surprisingly, many policyholders are unaware of the extent of coverage available. Picture this: you're faced with hefty financial losses, but little did you know, your insurer could step in to help, potentially saving you thousands of euros out of your own pocket. That's why it's always smart to chat with your insurance provider before diving into significant expenses - you might just be eligible for insurance compensation.
Let's dive into some of the cases where Balcia Home Insurance has your back:
Appliances damaged due to electrical problems
Bursts in pipes and water leaks often lead to claims, but did you know you can also seek compensation for damage caused by electrical issues? From a malfunctioning boiler to other appliances affected by power cuts, short circuits, or overloads - your home insurance has you covered.
Smashed laptop or mobile phone
Many home insurance policies extend coverage to personal property, even when it's outside your home's walls. So, if your insured phone or computer takes an unfortunate tumble on the street or ends up in the pool, you can still receive compensation.
Trip canceled
Unexpected accidents at home, like a burst water pipe or storm damage, can force you to cancel or cut short your planned trip. But fret not - home insurance covers the trip costs that didn't happen or was interrupted.
Lost house door or gate key
Who hasn't experienced the panic of a lost house key, especially when it's your child who's misplaced it? Home insurance has your back here, too, covering the costs of opening, repairing, or replacing the door or gate lock.
Yard destroyed by a storm
Storms can wreak havoc on your yard, causing damage and additional costs for tree removal and cleanup. Luckily, these services are also covered by Balcia home insurance and other garden and yard improvement expenses resulting from storms or floods.
Temporary housing expenses
In severe cases where your home becomes uninhabitable, home insurance covers the costs of renting temporary housing, ensuring you have a roof over your head while repairs are underway.
If you're eager to learn how home insurance can safeguard your property and provide financial security against unforeseen accidents, don't hesitate to download our app from the Google Play Store or the App Store for all the details!
Work with us
And hey, if you're interested in joining the team behind these invaluable products, why not explore our vacancies in insurance? We're always looking for passionate individuals who want to make a difference and work in insurance!
Stay safe, stay insured, and keep exploring the possibilities with Balcia!
