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We're a tech-driven insurance company with Latvian roots, causing waves in industry with our fresh approach. Our secret? Placing people's lifestyles at the heart of our products and leveraging the power of automation. The result is an insurance experience that's as hassle-free as it gets. No need to buy and cancel policies anymore - just a simple, convenient subscription service that smoothly integrates insurance into your everyday life. Today, we are sprinkled across Latvia, Lithuania, Poland, France, Germany, Italy, and Estonia. We're all over the place, and we're just getting started. We are on a mission to redefine the way you think about insurance.

Your mission
Be actuarialicious
Salary (brutto)
1800 - 2000
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Którym ubezpieczeniem Balcia jesteś?
background Jānis Klibus
Jānis Klibus
Chief Actuary
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As an Actuary, you'll play a key role in monthly closings by preparing calculations for Incurred Liability claims like a pro. You'll also be the sidekick to our Product Managers as you whip up reports and sprinkle them with updates.

Get ready to: 

  • Prepare actuarial reports, ensuring compliance with local regulations and actuarial standards.
  • Assist in audit preparations, focusing on RBNS, RBNS reductions, and IBNR reserves, and respond to related queries.
  • Participate in risk adjustment (RA) and discounting cash flow calculations (DSC) according to regulatory requirements.
  • Perform technical reserves calculations per IFRS 17 standards to ensure financial accuracy.

About you:

  • You're a whiz at making sense of numbers and ensuring everything adds up, keeping us on track and compliant.
  • You've got a knack for looking ahead, using your insights to guide our financial future.
  • Integrity is your middle name. You believe in doing things right and being transparent every step of the way.
  • You're a strong and creative person who is not afraid to think outside the box and introduce great (and unorthodox) ideas to the world.

  Sound familiar? Great! Shoot us a message, and let's see where this connection takes us!


  • Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field.

  • At least 2 years of actuarial experience, with a focus on reserving.
  • Experience in annuity calculation is considered an advantage.
  • Strong analytical and problem-solving skills.
  • Proficient in actuarial software and tools.
  • Proficiency in Latvian and good English skills (written and verbal)

 Reasons why you’ll love it here

You will be working from our modern HQ offices in the Riga city centre, while also having the option of a nomad-desk. What does that mean? Simple! In addition to our HQ, you can occasionally choose to work from dynamic locations across Riga, Tallinn, Warsaw, and Vilnius, or, if you wish, your home office.

Say goodbye to micromanagement and hello to creative freedom! Our flat organizational structure empowers each employee to make meaningful decisions and contribute directly to our shared vision. Our OKR (Objective and Key Results) bonus system aligns your personal goals with company objectives, giving you the freedom to grow in a way you see fit and earn a little extra along the way.

Balcia brings a whole new meaning to insurance, making it dynamic, vibrant, and full of exciting surprises! From creative brainstorming and innovative projects to unique collaborations, it's never boring at Balcia! To make your start here as smooth as possible we'll provide effective onboarding, and any additional training or guidance you may need.

You'll receive a competitive salary that's based on your competencies and previous experience. What's more, you'll receive high quality health insurance (from day one!), additional paid days off, amazing discounts on Balcia products to keep you and your family safe, and many more. As lovers of surprises, we make sure that each year our benefits package is reviewed with the intent to include even more bonuses! 



Nr 1
Elastyczny system pracy. Ograny frazes, prawda?

Co to u nas znaczy? Dni wolne, praca z domu lub za granicą, indywidualne godziny pracy? Ok, mamy to!

Hybrid work model
Flexible hours
Employee loyalty & personal leave
Summer shortened Fridays
Opportunity to work abroad
Nr 2
Szklany sufit?

W Balcii nie ograniczamy Twojego rozwoju! Pracuj dla nas i stań się najlepszą wersją siebie.

External training & conferences support
Dynamic work environment
Unlimited career growth opportunities
Nr 3
Bonusy czy pop-up parties? A może jedno i drugie!

Jeśli ciężko pracujesz, rozdajemy premie i organizujemy imprezy, aby to uczcić. Jak często? Patrzymy na nasze kwartalne wyniki, a następnie poddajemy je pod głosowanie.

Quarterly bonuses
50% discount on Balcia products
Pop-up events
Health insurance from day1
Free parking
Shared electric scooters

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Balcia Insurance