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Underwriter
(Motor (fleet))

We're a tech-driven insurance company with Latvian roots, causing waves in industry with our fresh approach. Our secret? Placing people's lifestyles at the heart of our products and leveraging the power of automation. The result is an insurance experience that's as hassle-free as it gets. No need to buy and cancel policies anymore - just a simple, convenient subscription service that smoothly integrates insurance into your everyday life. Today, we are sprinkled across Latvia, Lithuania, Estonia, Poland, France, Germany and Italy. We're all over the place, and we're just getting started. We are on a mission to redefine the way you think about insurance.

Experience
Expert
Your mission
Turning risks into smart solutions
Salary (brutto)
1900-2100
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Which Balcia insurance subscription are you?
background Reinis Bērzkalns
Reinis Bērzkalns
Vice President
Meet your leader

Position

As a Motor Risk Underwriter, you will be responsible for the development, supervision, and profitability of motor insurance products. You’ll play a key role in ensuring that our underwriting strategy aligns with Balcia’s business goals, market trends, and customer needs — while maintaining a strong technical result. This role offers exposure to complex underwriting decisions, product development projects, and close collaboration with claims, IT, marketing, and reinsurance teams.

Get ready to:

  • Assess, analyze, and underwrite liability risks in accordance with company guidelines (MTPL, KASKO, CPM).
  • Determine appropriate pricing, terms, and conditions for new and renewal business.
  • Develop and maintain strong relationships with brokers, agents, and clients.
  • Keep product data accurate in our systems.
  • Share your knowledge and support others when needed.

About you:

  • You’re detail-oriented and take responsibility for what you do.
  • You enjoy working with risks, numbers, and practical solutions.
  • You’re curious, proactive, and open to learning.
  • You are stress-resistant and able to manage multiple tasks while meeting deadlines.
  • You communicate clearly and enjoy teamwork.

You’ll fit right in if you have:

  • Experience as motor underwiter at least 2 years.
  • Strong Latvian language skills and conversational English.
  • Confidence in making underwriting decisions.
  • Solid communication and collaboration skills.
  • Solid MS Office skills.
  • A strong sense of responsibility, accuracy, and willingness to learn new procedures and systems.


    Reasons w
    hy you’ll love it here

    illustration

    You will be working from our modern office in the Riga city centre, while also having the option of a nomad-desk. What does that mean? Simple! In addition to our office, you can occasionally choose to work from dynamic locations across Tallinn, Warsaw, and Vilnius, or, if you wish, your home office.

    Say goodbye to micromanagement and hello to creative freedom! Our flat organizational structure empowers each employee to make meaningful decisions and contribute directly to our shared vision. Our OKR (Objective and Key Results) bonus system aligns your personal goals with company objectives, giving you the freedom to grow in a way you see fit and earn a little extra along the way.

    Balcia brings a whole new meaning to insurance, making it dynamic, vibrant, and full of exciting surprises! From creative brainstorming and innovative projects to unique collaborations, it's never boring at Balcia! To make your start here as smooth as possible we'll provide effective onboarding, and any additional training or guidance you may need.

illustration

Pleasures

No 1
Life in Balance

We wish you to be the most productive me you can be!

Flexible working hours
Kudos Day
Shorter Summer Fridays
Work abroad for three months a year
Work and travel across Balcia branches
Hybrid Work
No 4
Health and Wellness

Whether it's physical or mental, your health and well-being are always a priority!

Wellness Recharge Days
Kindness Day
Significant life fund
Active Lifestyle funding
Health insurance
Walk to connect with colleagues
No 2
Beyond your salary

We are ready to compensate your efforts in addition to your salary!

Educational Sponsorship
Conference Support
Performance Bonus
Participation in Balcia sponsored events
Individual training budget
Unlimited career growth
No 3
Balcia Lifestyle

These perks are here to make your workdays smoother, brighter, and more fun.

Merch Shop
Shared electric scooters
Inspiring story tellers
Insider deals 50%
Referral bonus
Internal events
Snacks in the office
Flat structure
Partner discounts
Residence discount 20%
Phone expenses
Free Parking
Rooftop Fun
No 1
Life in Balance

We wish you to be the most productive me you can be!

Flexible working hours
Kudos Day
Shorter Summer Fridays
Work abroad for three months a year
Work and travel across Balcia branches
Hybrid Work
No 2
Beyond your salary

We are ready to compensate your efforts in addition to your salary!

Educational Sponsorship
Conference Support
Performance Bonus
Participation in Balcia sponsored events
Individual training budget
Unlimited career growth
No 3
Balcia Lifestyle

These perks are here to make your workdays smoother, brighter, and more fun.

Merch Shop
Shared electric scooters
Inspiring story tellers
Insider deals 50%
Referral bonus
Internal events
Snacks in the office
Flat structure
Partner discounts
Residence discount 20%
Phone expenses
Free Parking
Rooftop Fun
No 4
Health and Wellness

Whether it's physical or mental, your health and well-being are always a priority!

Wellness Recharge Days
Kindness Day
Significant life fund
Active Lifestyle funding
Health insurance
Walk to connect with colleagues

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Underwriter
(Motor (fleet))


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