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Risk
Analyst

We're a tech-driven insurance company with Latvian roots, causing waves in industry with our fresh approach. Our secret? Placing people's lifestyles at the heart of our products and leveraging the power of automation. The result is an insurance experience that's as hassle-free as it gets. No need to buy and cancel policies anymore - just a simple, convenient subscription service that smoothly integrates insurance into your everyday life. Today, we are sprinkled across Latvia, Lithuania, Poland, France, Germany, Italy, and Estonia. We're all over the place, and we're just getting started. We are on a mission to redefine the way you think about insurance.

Experience
Specialist
Your mission
Maestro of risk analysis
Salary (brutto)
2100-2350
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background Eleonora Zelmene
Eleonora Zelmene
Board Member
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Position

As a Risk Analyst, we entrust you with the responsibility to conduct thorough analysis and evaluation of borrowers, loans, and investment projects. Your role involves utilizing advanced financial modeling and independent research to inform strategic risk management decisions, ensuring a robust approach to mitigating risks and contributing to overall organizational success.

You will

  • Conduct thorough analysis and evaluation of borrowers, loans and other investment projects
  • Dive deep into financial data, analyze trends, and draw insightful conclusions to support risk management decisions
  • Work independently, taking initiative in researching, documenting processes, and presenting well-founded conclusions
  • Employ excellent Excel skills for effective data handling and financial modeling
  • Demonstrate a solid understanding of economic principles, financial sector dynamics, and business management

What we expect

If you are a strategic thinker with a passion for challenges and a sense of responsibility

If you possess sharp analytical and critical thinking skills

If you have excellent written and verbal communication skills for documenting processes and presenting conclusions

If you are initiative-driven with a proactive approach to problem-solving

If you have an interest in and willingness to delve into Environmental, Social, and Governance (ESG) issues

then we are "on the same page", and it is definitely worth talking to us.

Requirements

  • Bachelor's degree in Economics, Finance, or a related field
  • Minimum of 2 years of relevant experience
  • Proficient in Microsoft Excel and other relevant financial analysis tools
  • Proficiency in Latvian and good English skills (written and verbal)

What we offer 

 You will be working from our headquarters in the Riga city center at a modern office in a friendly, fast-paced, and teamwork-oriented international culture with high ethics. You will also have an opportunity to work remotely.

 Not two days at Balcia are the same, you will have an opportunity to participate in international projects and be part of a growing and professional team. We will provide you with the necessary training, guidance, and onboarding.

 Competitive monthly salary depending on your level of experience and competence, health insurance from the first working day, additional paid days off, noteworthy discount on Balcia products, gifts on special occasions and more.

illustration

Pleasures

No 1
Life in Balance

We wish you to be the most productive me you can be!

Flexible working hours
Kudos Day
Shorter Summer Fridays
Work abroad for three months a year
Work and travel across Balcia branches
Hybrid Work
No 2
Beyond your salary

We are ready to compensate your efforts in addition to your salary!

Educational Sponsorship
Conference Support
Performance Bonus
Participation in Balcia sponsored events
Individual training budget
Unlimited career growth
No 3
Balcia Lifestyle

These perks are here to make your workdays smoother, brighter, and more fun.

Merch Shop
Shared electric scooters
Inspiring story tellers
Insider deals 50%
Referral bonus
Internal events
Snacks in the office
Flat structure
Partner discounts
Residence discount 20%
Phone expenses
Free Parking
Rooftop Fun
No 1
Life in Balance

We wish you to be the most productive me you can be!

Flexible working hours
Kudos Day
Shorter Summer Fridays
Work abroad for three months a year
Work and travel across Balcia branches
Hybrid Work
No 2
Beyond your salary

We are ready to compensate your efforts in addition to your salary!

Educational Sponsorship
Conference Support
Performance Bonus
Participation in Balcia sponsored events
Individual training budget
Unlimited career growth
No 3
Balcia Lifestyle

These perks are here to make your workdays smoother, brighter, and more fun.

Merch Shop
Shared electric scooters
Inspiring story tellers
Insider deals 50%
Referral bonus
Internal events
Snacks in the office
Flat structure
Partner discounts
Residence discount 20%
Phone expenses
Free Parking
Rooftop Fun

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Risk
Analyst


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