Get ready to:
- Lead the execution of the portfolios of private & commercial property insurance products at branch level in line with the strategy set by the Group Product Manager.
- Make underwriting decisions within your authority and manage referrals when limits are exceeded.
- Assist the Group Product Managers (Private Property & Commercial Propetry) in product development.
- Support product design, updates, and reviews by contributing underwriting and market expertise.
- Track competitor activity and market trends to help keep the product competitive and relevant.
- Identify and flag legislative or regulatory changes affecting private property products.
- Prepare training materials and deliver product and underwriting training to internal teams and partners.
- Work closely with underwriting, claims, sales, and other teams to ensure smooth product execution and continuous improvement.
About you:
- You have solid experience in insurance and feel confident making underwriting decisions that balance risk and business goals.
- You enjoy collaborating across teams and acting as a link between product strategy and execution.
- You communicate clearly and can explain complex topics in a practical, down-to-earth way.
- You’re detail-oriented, well-organized, and take ownership of your responsibilities.
- You stay calm under pressure and adapt easily in a changing environment.
You’ll fit right in if you have:
- Solid insurance experience with a strong underwriting background, ideally within private & commercial property.
- A degree in Business, Finance, or a related field;
- A sharp analytical mind and strong strategic decision-making skills.
- A good understanding of regulatory requirements and market dynamics in property insurance.
- Excellent Estonian and solid English (both written and spoken).
Reasons why you’ll love it here
You will be working from our modern office in Tallinn in vibrant Ülemiste City, while also having the option of a nomad-desk. What does that mean? Simple! In addition to our Estonian office, you can occasionally choose to work from dynamic locations across Riga, Warsaw, and Vilnius, or, if you wish, your home office.
Say goodbye to micromanagement and hello to creative freedom! Our flat organizational structure empowers each employee to make meaningful decisions and contribute directly to our shared vision. Our OKR (Objective and Key Results) bonus system aligns your personal goals with company objectives, giving you the freedom to grow in a way you see fit and earn a little extra along the way.
Balcia brings a whole new meaning to insurance, making it dynamic, vibrant, and full of exciting surprises! From creative brainstorming and innovative projects to unique collaborations, it's never boring at Balcia! To make your start here as smooth as possible we'll provide effective onboarding, and any additional training or guidance you may need.
You'll receive a competitive salary that's based on your competencies and previous experience. What's more, you'll receive Stebby compensation or health insurance (from day one!), additional paid days off, amazing discounts on Balcia products to keep you and your family safe, and many more. As lovers of surprises, we make sure that each year our benefits package is reviewed with the intent to include even more bonuses!
