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Product
Underwriting Lead (Motor (mass))

We're a tech-driven insurance company with Latvian roots, causing waves in industry with our fresh approach. Our secret? Placing people's lifestyles at the heart of our products and leveraging the power of automation. The result is an insurance experience that's as hassle-free as it gets. No need to buy and cancel policies anymore - just a simple, convenient subscription service that smoothly integrates insurance into your everyday life. Today, we are sprinkled across Latvia, Lithuania, Poland, France, Germany, Italy, and Estonia. We're all over the place, and we're just getting started. We are on a mission to redefine the way you think about insurance.

Kogemus
Expert
Sinu missioon
Lead Underwriter
Palk (bruto)
2700-3300
Alusta testiga
Milline Balcia kindlustuspakett sa oled?
background Reinis Bērzkalns
Reinis Bērzkalns
Vice President
Kohtu oma juhiga

Position

Motor Product Underwriting Lead is the engine behind the execution of our motor insurance strategy. You won’t just apply underwriting rules; you’ll turn product strategy into smart risk decisions, sharp pricing, and strong portfolio performance. From refining underwriting approaches to supporting product enhancements, you’ll help shape and strengthen our motor insurance offering—ensuring it delivers on today’s market needs while staying aligned with where Balcia is heading tomorrow.

Get ready to: 

  • Lead the execution of the motor insurance product portfolio at branch level in line with the strategy set by the Group Product Manager.
  • Make underwriting decisions within your authority and manage referrals when limits are exceeded.
  • Assist Group Product Manager (Motor (mass)) in product development
  • Support product design, updates, and reviews by contributing underwriting and market expertise.
  • Track competitor activity and market trends to help keep the product competitive and relevant.
  • Identify and flag legislative or regulatory changes affecting the product.
  • Prepare training materials and deliver product and underwriting training to internal teams and partners.
  • Work closely with underwriting, claims, sales, and other teams to ensure smooth product execution and continuous improvement.


    About you:

    • You have solid experience in insurance and feel confident making underwriting decisions that balance risk and business goals.
    • You enjoy collaborating across teams and acting as a link between product strategy and execution.
    • You communicate clearly and can explain complex topics in a practical way.
    • You’re detail-oriented, well-organized, and take ownership of your responsibilities.
    • You stay calm under pressure and adapt easily in a changing environment.

Sound familiar? Great! Shoot us a message and let’s see where this connection takes us!

You’ll fit right in if you have:

  • Solid insurance experience (at least 5 years under your belt) and a strong underwriting background (3+ years)
  • A degree in Business, Finance, or a related field
  • A sharp analytical mind and strategic decision-making skills
  • A good grasp of regulatory rules and market dynamics
  • Excellent Latvian + solid English (both written and spoken)

    Reasons why you’ll love it here

    illustration

    You will be working from our modern HQ offices in the Riga city centre, while also having the option of a nomad-desk. What does that mean? Simple! In addition to our HQ, you can occasionally choose to work from dynamic locations across Riga, Tallinn, Warsaw, and Vilnius, or, if you wish, your home office.

    Say goodbye to micromanagement and hello to creative freedom! Our flat organizational structure empowers each employee to make meaningful decisions and contribute directly to our shared vision. Our OKR (Objective and Key Results) bonus system aligns your personal goals with company objectives, giving you the freedom to grow in a way you see fit and earn a little extra along the way.

    Balcia brings a whole new meaning to insurance, making it dynamic, vibrant, and full of exciting surprises! From creative brainstorming and innovative projects to unique collaborations, it's never boring at Balcia! To make your start here as smooth as possible we'll provide effective onboarding, and any additional training or guidance you may need.

illustration

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Horisontaalne struktuur – rohkem tiimikaaslasi, vähem ülemusi!
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20% soodustus Balcia residentsis
Telefonikulude katmine
Soodsam parkimine
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Töö ja eraelu balansis

Soovime, et oleksid oma kõige säravam mina!

Paindlik tööaeg
Tunnustuspäev (Kudos Day)
Lühemad suvised reeded
Tööta kuni kolm kuud aastast välismaal
Reisi ja tööta Balcia filiaalides
Hübriidtöö
Nr 2
Rohkem kui lihtsalt palk

Me märkame su panust ja näitame seda ka välja!

Hariduse toetus
Inspireerivad konverentsid – meie kulul
Tulemuspõhine boonus
Osale Balcia sponsitud üritustel
Eelarve Sinu isikliku arengu toetuseks
Piiramatud karjäärivõimalused
Nr 3
Balcia elustiil

Boonused, mis muudavad su tööpäeva sujuvamaks, chill’imaks ja lõbusamaks.

Balcia Merch Shop
Jagatud elektritõuksid
Inspireerivad kõnelejad
Eksklusiivsed sisediilid -50%
Boonus hea töötaja soovitamise eest
Ühisüritused
Snäkid kontoris
Horisontaalne struktuur – rohkem tiimikaaslasi, vähem ülemusi!
Partnerite soodukad
20% soodustus Balcia residentsis
Telefonikulude katmine
Soodsam parkimine
Nr 4
Tervis ja heaolu

Olgu see füüsiline või vaimne – sinu tervis ja heaolu on alati esikohal!

Heaolu taastamise päevad
Lahkuse päev
Toetus olulisteks eluhetkedeks
Aktiivse elustiili toetus
Tervisekindlustus või Stebby
Jalutuskäigud kolleegidega bondimiseks

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Product
Underwriting Lead (Motor (mass))


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