Get ready to: 

• Provide legal support for the functioning of Balcia’s governing bodies and ensure clarity and compliance in high-impact decision-making processes.
• Coordinate and manage Balcia’s communication with state supervisory authorities and other state and local institutions, ensuring timely, precise, and well-structured legal input.
• Prepare a wide range of legal documents — letters, submissions, authorizations, applications, and more — with accuracy and attention to detail.
• Draft, review, and improve various types of contracts while advising internal stakeholders on optimal contract strategies.
• Participate in the creation and development of internal documents, guidelines, workflows, procedures, and policies to strengthen legal compliance across the company.
• Support business, contract, financial, and other matters by contributing legal insight to Latvian and international projects, working groups, and initiatives essential to Balcia’s growth.
• Provide legal advice to colleagues on matters within your competence and act as a trusted partner for the business.
• Handle insurance claims matters end to end — assess disputed claims, give clear legal opinions on coverage and indemnity, and make sure decisions are consistent, well-reasoned, and compliant.
• Own insurance complaints and pre-litigation disputes from first review to final response, including cases escalated to supervisory authorities, the ombudsman, or court.
• Put AI and other digital tools to work in your everyday legal practice, and help us design smarter, more automated ways of handling claims and complaints.

About you:

• You’re a motivated legal professional with a passion for building smart, reliable legal frameworks.
• You adapt quickly, think critically, and take ownership of your responsibilities — even when navigating complex and fast-changing legal scenarios.
• You bring energy, openness, and a positive mindset to your work while maintaining professionalism and precision.
• You’re solution-driven, strategic, and comfortable handling diverse legal matters with confidence and structure.
• You communicate clearly, collaborate effectively, and know how to bring clarity when situations get complicated.
• You're curious about technology — you're comfortable using AI in your legal work and you'd rather improve a process than repeat it the way it's always been done.

Sounds familiar? Great! Shoot us a message and let’s see where this connection takes us!

To fit in here you’ll need:

• Professional qualification as a Lawyer.
• At least 3 years of experience in a relevant legal role.
• Strong legal background in the financial industry — experience in insurance, and specifically in claims and claims disputes,  is a strong advantage.
• Ability to draft and review complex legal documents with precision.
• Knowledge of legal acts governing insurance services, corporate matters, employment law, and other relevant areas.
• Practical experience in insurance claims handling — assessing claims, applying policy terms, and reasoning coverage and indemnity decisions.
• Experience with insurance complaints and disputes, including drafting responses to customers, supervisory authorities, and the ombudsman.
• Ability to manage multiple tasks in a dynamic environment with tight deadlines.
• Experience cooperating with state authorities and participating in court-related processes.
• Excellent communication and negotiation skills.
• Fluent Latvian and excellent English (written and spoken).
• A strong sense of responsibility, accuracy, and willingness to learn new procedures and systems.
• Confidence working with AI tools in a legal context, and a genuine drive to use technology to make legal and claims processes better.

Reasons why you’ll love it here:

At Balcia, we're building a different kind of insurance company, one that moves fast, challenges the status quo, and puts people at the centre of everything we do. You'll work in a modern office in [Riga, Tallinn, Warsaw, Vilnius] city centre with hybrid work opportunities and occasional access to Balcia offices across Tallinn, Warsaw, and Vilnius. We believe flexibility helps people do their best work.

Our flat organizational structure means less bureaucracy and more ownership. You'll have the freedom to make decisions, contribute ideas, and create real impact. We trust people to take initiative and own the outcome.

We're also not big fans of "that's how it's always been done." We continuously challenge ourselves to improve, experiment, and find smarter ways of working. We call this Outsmart Yesterday.

At the same time, we believe high performance and humanity go hand in hand. We communicate openly, support one another, celebrate successes, and learn from mistakes together. That's how we stay human and keep it crystal clear.

To help you succeed, we'll provide structured onboarding, the tools you need, and opportunities to keep learning and growing throughout your journey with us.

If you're looking for a place where you can make an impact, grow quickly, and help shape the future of insurance, we'd love to meet you.